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Farmers & Merchants Bank


Invest in your employees with Me Banking.


If you’re self-employed or own a small business, the SEP IRA might be the right solution for your retirement plans. As an employer, you can make tax deductible contributions directly into the IRA for all eligible employees.

Simple IRA

This is a small-business retirement plan in which employees and employer may make pre-tax contributions and receive matching employee contributions.

Always consult with your Tax advisor.

Saving versus Building.

There's a big difference between saving money and investing to build wealth.