When it comes to your money, it's really all personal.
Better options and easy choices, that's Me Banking.
|Platinum Checking||Green Checking||Gold Checking||Silver Checking|
|Earns Interest*||Yes, tiered interest structure based on balance, debit card usage, ACH, and e-Statement enrollment|
|Monthly Maintenance Fee||$3 paper statement fee (may be avoided if signed up for eStatements*)||$3 paper statement fee (may be avoided if maintaining minimum daily balance of $5,000)||None||$10 monthly maintenance fee if daily balance falls below $1,000|
|Eligible For Overdraft Privilege*||$800||$500||$800||$500|
|Free Online Banking and Bill Pay|
|Free Mobile Banking Available for Tablets and Smartphones*|
|Visa Debit Card or ATM Card Included||Yes. Includes Unlimited Usage. $10 fee for lost or damaged card||Yes. Includes Unlimited Usage. $10 fee for lost or damaged card||Yes. Includes Unlimited Usage. $10 fee for lost or damaged card||Yes. Includes Unlimited Usage. $10 fee for lost or damaged card|
|Minimum Opening Deposit||$75||$25||$75||$1,000|
*Additional Disclosure Information
If you want to earn interest on your checking account and you use your debit card a lot, you've found your perfect fit. Platinum Checking features a tiered interest structure based on balance and debit card use. If you have 15 settled debit card transactions per month, and one ACH item (debit or credit), you'll earn our best rate and reimbursement allowances.
If you've hit 'double-nickels', read this! We take special interest in our customers 55 and over. Earn interest on your checking account, pay only shipping and handling for your checks, available $800 overdraft privilege**, and even avoid the paper statement charge. Cool, huh? Or as the kids say, it’s all good.
Simply do this: take electronic statements and you don't have to pay for a checking account. Otherwise, you pay $3.00 to get your paper statement with check images mailed to you. That's it. Easy and comfy. May be eligible for $500 Overdraft privilege**.
Earn more on your checking account! The Silver account includes unlimited check writing, an ATM/debit card and you earn interest on every dime! Maintain a daily balance of $1,000 to avoid the $10 a month service fee. ($1,000 minimum opening deposit.)
As health care costs skyrocket and insurance deductibles increase, a Health Savings Account lets you put aside money tax-free to be used on approved medical needs. Unlike a Flexible Spending Account, funds roll over and are perfect for people with a high-deductible health plan. We also provide you with a HSA debit card at no charge during account opening. *
All of our personal checking accounts come with these great services and features, at no charge:
*Health Savings Accounts deposit amounts are set under current tax law. The tax free checking account is only for individual or family health care policies qualifying with the IRS as high deductible health plans. Joint HSAs are prohibited. Individual or family plans may have one owner only but can have authorized signers to cover family members.
**Please contact your branch for complete details about our overdraft privilege program.
Please be aware that checking accounts that have no activity for 12 months may be subject to a dormant account fee.