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Farmers & Merchants Bank

Online Banking & Bill Pay

Banking the way you like it.

Online Banking

24-hour banking has never been easier. View your accounts, schedule transfers, and set custom alerts all with an easy to use and secure tool.

Looking for a little help? Call the Online Banking Helpline at 479-442-1146.


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Helpful Tools:
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Online Bill Pay + Pay People

Stuffing envelopes and paying postage is optional, thanks to this service that lets you pay all your bills online with the click of a mouse, and at no charge.

Plus, paying people is easy. You can stop using multiple services and apps to split dinner with your friends. Send money to anyone, anytime either online or using our Mobile Banking App.


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  • Pay bills online
  • Schedule automatic payments for recurring bills or choose an amount each time one is due
  • Express services are available for a fee
  • Send Money to anyone using their email address or account information
  • Receive notifications when the transaction is complete
  • Receive money from other Pop Money users
  • Request funds from someone who owes you money
  • No charge to Receive Money. $0.50 to send and request

Enhanced Security

This feature helps protect you from identity theft by adding an additional layer of security to the online log in process.

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*Transaction fee(s) applies to Pop Money Service, ¢.50 per payment transaction.

*Online Bill Pay requires users to first be enrolled in our Online Banking service.

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