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Farmers & Merchants Bank

Privacy Policy

It is the policy of Farmers & Merchants Bank and The Bank of Fayetteville that both the financial records of our customers and the relationship between Farmers & Merchants Bank, The Bank of Fayetteville and our customers are confidential. All employees are informed of their responsibility to protect confidential customer information and are bound by bank privacy policies.

Privacy Policy - Facts

FACTSWHAT DOES Farmers & Merchants Bank and The Bank of Fayetteville DO WITH YOUR PERSONAL INFORMATION?

WHY?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

WHAT?

The types of personal information we collect and share depend on the product or service you
have with us. This information can include:

  • Social Security number
  • Account balances
  • Credit history
  • Account transaction
  • Checking account information
  • Wire transfer instructions

When you are no longer our customer, we continue to share your information as described in this
notice.

HOW?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Farmers and Merchants Bank and The Bank of Fayetteville chooses to share; and whether you can limit this sharing.

 

 

Privacy Policy - What We Do

What we do

Explanation

How does Farmers and Merchants Bank
and The Bank of Fayetteville protect
my personal information?

To protect your personal information from unauthorized access
and use, we use security measures that comply with federal law.
These measures include computer safeguards and secured files
and buildings.

We also maintain other physical, electronic and procedural safeguards
to protect this information and we limit access to information to those
employees for whom access is appropriate

How does Farmers and Merchants Bank
and The Bank of Fayetteville collect
my personal information?

We collect your personal information, for example, when you

  • Open an account
  • Apply for a loan
  • Use your credit or debit card
  • Make deposits or withdrawals from your account
  • Make a wire transfer

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes—information
    about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to
limit sharing.

 

Privacy Policy - Definitions

Definitions

data

Affiliates

Companies related by common ownership or control. They can be
financial and nonfinancial companies.

  • Farmers & Merchants Bank and The Bank of Fayetteville have no
    affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be
financial and nonfinancial companies.

  • Farmers & Merchants Bank and The Bank of Fayetteville do not
    share with non-affiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that
together market financial products or services to you.

  • Our joint marketing partners include credit card companies and
    insurance companies.


You may also download a PDF version of our current Annual Privacy Notice

Questions or comments relating to this Privacy Notice may be addressed to the Bank's Compliance Officer at 888-672-4222.