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Farmers & Merchants Bank


Buying a house is kind of a big deal. We're here to help, all the way home.

Mortgage Lending

When you're buying a home, having someone to help you through the process makes all the difference. Plus, we've got a variety of ways to finance your purchase or new construction, including long-term maturities.

Photo - Destiny DeClerk

Destiny DeClerk

Mortgage Loan Officer


NMLS #2168517

Northeast Arkansas - Pocahontas - 1 Bank Plaza
Pocahontas, AR 72455

Destiny is a Pocahontas native and graduate of Pocahontas High School. Destiny obtained her associate's in General Studies at Black River Technical College before earning her bachelor's degree in Business Administration from Arkansas State University.

Destiny started her banking career three years ago with Farmers and Merchants Bank and quickly discovered her passion for lending.

Destiny is married to her best friend Zac, and they have one son, William! She serves on the Board of Directors for her local Junior Auxiliary chapter and as a member of the local Rotary Club! In her free time, Destiny enjoys camping and spending time with her family and dogs!

Me Banking Mobile

How did we ever live without instant balances and fast touch id logins?! If you're not using it already, you should hurry and make the switch. Just don't look back.