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Farmers & Merchants Bank


Buying a house is kind of a big deal. We're here to help, all the way home.

Mortgage Lending

When you're buying a home, having someone to help you through the process makes all the difference. Plus, we've got a variety of ways to finance your purchase or new construction, including long-term maturities.

Photo - Melissa Miller

Melissa Miller

AVP/Mortgage Loan Officer


NMLS #631065

North Central Arkansas - 502 South Hickory
Mountain Home, AR 72653

Melissa Miller serves the North Central Arkansas market area as an Assistant Vice President, Mortgage Loan Officer specializing in consumer real estate and consumer lending.  


A graduate of Arkansas State University, Miller started her career in the banking industry 17 years ago with Farmers and Merchants Bank and Integrity First. Miller is passionate about her job, because it enables her to build relationships with customers as she helps them achieve the financial goal of homeownership.  


When Miller is outside the bank, she enjoys watching her children play sports or spending time with her family at the river.  

Me Banking Mobile

How did we ever live without instant balances and fast touch id logins?! If you're not using it already, you should hurry and make the switch. Just don't look back.